Finding an inpatient rehab center that is in-network with your health insurance policy can be tricky. The insurance companies that drug and alcohol addiction treatment centers work with can vary. Not only this but each policy is unique with different benefits, deductibles, and co-insurance. Even policies from the same health insurance company can differ. Aultra Administrative Group offers health insurance that could provide coverage for your addiction treatment and rehab, depending on which policy you have.
When seeking addiction treatment and mental health counseling, you can always contact the facility of your choice to determine whether the center is in-network with your insurance. By completing a pre-assessment with our admissions department at Lighthouse, we can see what you will qualify for and the financial amount that your insurance company will cover.
Understanding Your Coverage for Inpatient Rehab
When a health insurance policy does offer coverage for substance abuse services, it is important to understand the specific details in the policy as well as any out-of-pocket expenses that may be required. You may only be able to receive addiction treatment at specific inpatient rehab centers because those centers are the only ones in-network with your policy. If this is the case, you could elect to go to an out-of-network policy and pay either a larger deductible or completely out of pocket.
For example, Aultra Administrative Group may cover substance abuse rehab facilities that are located in several states, but they may not cover every facility in these states. This is why you will want to reach out to the facilities that you have researched to find out if your plan is in-network with them.
Quality and Costs of Treatment
When choosing an inpatient rehab center for your addiction treatment, it is important to understand which treatment facility will offer you the best care for your specific needs. It is also just as critical to understand what costs are associated with your treatment. However, keep in mind that treatment is an investment in your mental and physical health. Think about how much your addiction has cost you directly and indirectly. Isn’t your recovery worth it?
Finding an Inpatient Rehab Center
If you have no idea where to begin when looking for an inpatient rehab facility, then consider doing a search online and browsing the websites of different centers. You can also ask for suggestions from counselors, outpatient centers, or members you may know from 12 Step meetings, like Alcoholics Anonymous or Narcotics Anonymous.
Finding a comprehensive drug addiction treatment program such as Lighthouse Recovery Institute, which provides individual programming, is the best place to start. Our admissions specialists can go over what your specific health insurance policy covers and if we are not in-network with your plan, we will help you find a rehab center that is.
The quickest and most effective course of action to take so that you can understand your substance abuse and mental health coverage is to submit your insurance information to our team of admissions specialists at Lighthouse.
Commonly Asked Questions about Aultra Administrative Group:
Does Aultra Administrative Group Pay for Out-of-State Treatment Centers?
Every insurance policy is different and has its own set of guidelines for coverage. Whether the insurance is an HMO, EPO or PPO will all vary on the type of treatment options available for drug treatment.
When you call Lighthouse to find out more about what your health insurance policy covers, our admissions specialists will be able to help you completely understand what is covered under your policy as well as what your options are. Our team can also determine whether or not you are able to receive out-of-state benefits under your health insurance policy for drug addiction treatment.
What Length of Time Will Aultra Administrative Group Cover Rehab?
Insurance policies provide authorization for coverage of drug treatment programs based on a term that is referred to as “medical necessity.” This is based on several factors, including medical conditions that have occurred as a result of your substance use, the amount of times you have received inpatient treatment within the calendar year, your level of motivation, and other factors that can be specific to the payer or Aultra.
By doing a comprehensive medical assessment, our admissions specialists can provide the information that you need, which may include how long your insurance policy will recover treatment at an inpatient rehab center.
Aultra Administrative Group Health Insurance will provide our team at Lighthouse with the necessary information to assist you or your loved one in your time of need.
Get Help at an Inpatient Rehab Center Today
Whether you have an insurance policy from Aultra Administrative Group or another health insurance company, Lighthouse wants to help you determine your benefits for substance use disorder treatment.
At Lighthouse, we understand that the process of getting into treatment can be very overwhelming. However, we will work with you every step of the way to make sure that you understand the process and what your coverage for treatment at a drug rehabilitation center like ours is. Contact us today and let us advocate for you to get the inpatient drug treatment you need to change your life! Call now at 1-866-308-2090.