When it comes to drug and alcohol treatment, we believe there’s no set length of stay. Some people might find 28-day or 90-day treatment programs enough to set the foundations for their recovery. Others might need long-term addiction treatment. That’s where having a GEHA medical insurance plan makes a difference.
What is GEHA Medical Insurance?
GEHA stands for Government Employee Health Association. A self-insured, not-for-profit association provides medical and dental plans to federal employees, retirees, and their families thanks to the Federal Employees Health Benefits Program (FEHBP). GEHA provides benefits to nearly 1.8 million people worldwide.
Finding Access to Substance Abuse Treatment
Finding the right alcohol or drug rehab that accepts GEHA Health Insurance can be a very intricate process. The specifics of what your insurance plans cover will vary tremendously. However, most GEHA plans cover some portion of mental health and substance abuse treatment. Some of the treatment services covered through these plans include:
- Drug and alcohol detox
- Inpatient rehabilitation
- Medication-assisted treatment
- Intensive outpatient programs
- Outpatient rehabilitation
- Aftercare services
However, the length of coverage will depend on the type of plan you have. Some programs will cover most of the costs, while others will incur copayments or coinsurance percentages that you’ll have to cover. Speaking to your insurance provider will help you determine what exactly is covered under your policy.
Will It Cover My Family’s Treatment?
Since GEHA benefits often extend to family members, there’s a possibility that you can cover a loved one’s addiction treatment with your insurance. However, this will depend on the plan and coverage you have. Consulting with your insurance provider is key to finding this out.
It’s important to note that GEHA will often cover out-of-state providers. It’s said that a change of scenery can be quite beneficial for the recovering addict and their family members. So, don’t limit your treatment center search within your city.
How to Verify Coverage
The first step to reap the benefits of your insurance plan is to verify coverage. Contact your insurance provider to help you find treatment facilities in your area that are in-network. Additionally, you can always reach out to our admissions office. Use our insurance verification form to find out if your insurance policy covers drug rehab.
More than that, you want to ask about what’s covered under your policy and for how long will these benefits extend. Sometimes people need to be in a rehab center for 30 days or 90 days. After all, addiction recovery is a long-term process. Some insurance companies will stop covering after a specific period of time. Our admission specialists can help you find out the length of your coverage.
How to Pay for Rehab If My GEHA Health Plan Doesn’t Cover It
Don’t let your insurance stop you from seeking substance abuse treatment. There’s no better time to seek treatment for drug abuse than today. After all, seeking help for your addiction will be the best investment you’ll ever make for yourself. Your path to recovery can still happen.
At Lighthouse Recovery Institute, we offer various payment plans to help you afford treatment. Other alternatives include seeking out a loan. You can also check if your company’s insurance provides employee assistance programs that could cover drug rehab. You’ll be surprised how many family members and friends are willing to help you pay for your treatment program.
Stop using money or your financial situation as an excuse for seeking drug or alcohol addiction treatment. If you or someone you know is struggling with substance abuse, contact us today to get started. We’ll look at your GEHA insurance policy and verify what’s covered. If you don’t have coverage through your insurance, we’ll work tirelessly to find other alternatives. Our priority is to help you find the help you need to get better.