Addiction is an everyday battle for millions of people. Families of addicts also suffer daily in our country. Finding a Beacon Health Options, formerly ValueOptions insurance, drug treatment center that will provide the right program and care for someone who has been struggling with addiction can take its toll on the individual and family. Here’s your guide to Beacon Health Options drug rehab coverage options.
Beacon Mental Health Options Coverage for Substance Abuse Treatments
Unlike most healthcare insurance providers, Beacon Health Option specializes in behavioral health and substance abuse disorders management. This makes this insurance company ideally suited to understanding the unique needs of this type of care.
Beacon Health Options is the result of the merger between Beacon Health Strategies and ValueOptions. Today, they help over 50 million members, making them one of the largest privately-held companies of their type in the United States. They’re one of the only insurances to provide extensive coverage for mental health and substance use disorders.
The plans vary tremendously in the type and amount of coverage they provide. Because many Beacon Health Options plans are provided in partnership with other health insurance providers, the other provider’s coverage may also influence the coverage available to the company’s members. Some of the treatment and programs covered include:
- Substance abuse screening and assessment
- Drug and alcohol detox
- Medical exams and treatment
- Inpatient rehabilitation
- Addiction treatment medications
- Psychiatric evaluation and therapy
- Outpatient treatment programs
Most Beacon Health Options plans provide extensive coverage for different addiction treatments. Of course, this guide is meant to serve as an overall idea. For specific coverage questions, you must contact your insurance provider or our admissions office for personalized coverage verification.
How to Verify Coverage
The first step to reap the benefits of your insurance plan is to verify coverage. Contact your insurance provider to help you find treatment facilities in your area that are in-network. Additionally, you can always reach out to our admissions office. Use our insurance verification form to find out if your insurance policy covers drug rehab.
More than that, you want to ask about what’s covered under your policy and for how long will these benefits extend. Sometimes people need to be in a rehab center for 30 days or 90 days. After all, addiction recovery is a long-term process. Some insurance companies will stop covering after a specific period. Our admission specialists can help you find out the length of your coverage.
How to Pay for Rehab If My Beacon Health Options Plan Doesn’t Cover It
Don’t let your insurance stop you from seeking substance abuse treatment. There’s no better time to seek treatment for drug abuse than today. After all, seeking help for your addiction will be the best investment you’ll ever make for yourself. Your path to recovery can still happen.
At Lighthouse Recovery Institute, we offer various payment plans to help you afford treatment. Other alternatives include seeking out a loan. You can also check if your company’s insurance provides employee assistance programs that could cover drug rehab.
Stop using money or your financial situation as an excuse for seeking drug or alcohol addiction treatment. If you or someone you know is struggling with substance abuse, contact us today to get started. We’ll look at your Beacon Health Options insurance policy and verify what’s covered. If you don’t have coverage through your insurance, we’ll work tirelessly to find other alternatives. Our priority is to help you find the help you need to get better.