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How to Afford the Rehab in Florida Without Insurance

by | Last updated Feb 12, 2021 at 12:04PM | Published on Sep 17, 2020 | Insurance Help

How to Afford Best Rehab Centers in Florida

One of the most common excuses for dismissing drug or alcohol addiction treatment is cost. However, many people don’t realize there are many ways to afford some of Florida’s best rehab centers. Whether they’re looking for a private or luxury rehab center or more community-based treatment facilities, the vast majority of rehab centers in Florida offer various financing options to help people get the help they need. 

How Much is Drug Rehab?

The cost of addiction treatment varies tremendously. Some treatment centers offer free or low-cost programs. In contrast, others can go for as high as thousands of dollars per day.

You can easily choose the best rehab center in South Florida that matches your needs and budget. It also depends on the type of treatment plan you need. Let’s break down a bit. 

Drug and Alcohol Rehab

In most cases, an outpatient drug detox program can range from $1,000 to $1,500. Withdrawal from opioids and other drugs like heroin or cocaine can lead to dangerous side effects that could be fatal. A detox setting allows for careful monitoring and assistance. 

Inpatient Programs

These types of programs vary per recovery center. They can start at $6,000 for a 30-day program. However, some centers can go as high as $20,000 for the same type of program. For those who needed a 60- or 90- day program, the total average can range from $12,000 to $60,000.

Outpatient Programs

These are more flexible programs, usually for those leaving a residential treatment or people with a mild addiction. Outpatient programs range around $5,000 for a 3-month program. However, some popular programs escalate up to $10,000. The price tag does depend on how many visits you’ll need and for how long. 

Medication-Assisted Programs

Sometimes, recovering addicts need a medication-assisted treatment (MAT) program to help their progress. Most of the time, these programs help those recovering from alcohol or opioid addictions. These can be several thousand dollars a year. But, for example, year-long methadone treatment for heroin costs around $4,700. 

Are All Rehab Centers the Same?

In short, they’re not. Many factors affect the cost of rehab. From the type of facility, the treatments offered, and the amenities, the price can vary tremendously.

For example, the price between inpatient and outpatient programs is quite different. Inpatient rehab is often more costly because housing is usually part of the program, including intensive care.

The types of treatments offered are another essential factor. Some people don’t need medical detox and can often go straight into a rehab facility. Some treatments only focus on support group meetings and community-based solutions, while others have individual counseling. These will also affect the cost.

However, the most significant difference is between non-profit and state-funded programs. These organizations can help people get the help they need regardless of income. The cost of a state-funded addiction recovery program can range from free to several thousand dollars. It all depends on the individual’s qualifications for the program and the required intensity of treatment. 

Pros and Cons of State-Funded Rehab

Of course, as with anything, there are some positives and negatives about state-funded rehab programs. 

Pros:

  • Access to addiction treatment programs at a low cost or even free of charge.
  • State-funded addiction rehab centers provide evidence-based treatment options and must employ certified professionals and licensed staff. 

Cons:

  • Due to these programs’ limited capacity, there’s often a waiting period before someone can join a treatment program. 
  • With limited budgets, many state-funded rehab centers cannot invest in upgrades to their facilities and methodologies. 

What Makes the Best Rehab Center?

Drug rehab offers multiple levels of care. After a stabilization from the detox center, you will then begin your journey with therapy. These include inpatient treatments, partial hospitalization treatment, intensive outpatient treatment, and outpatient treatment.

Upon admission to the rehab center, a primary therapist who will best meet your specific needs begins working with you. Then, addiction therapists recommend the right combination of therapies and comprehensive treatment options to help with your drug addiction. Finally, an aftercare rehab plan will help you maintain long-term sobriety and offer ongoing recovery support. 

However, there’s no single treatment option for addiction. Although substance abuse isn’t the sole cause of mental illness, it plays a role. Frequent drug use creates physical changes in the brain’s structure and chemistry. Drugs can rewire various brain parts that affect mood and behavior, which can lead to co-occurring disorders.

Dual diagnosis programs ensure patients receive an integrated treatment plan that looks at both disorders as interconnected. Not treating both mental illness and addiction simultaneously increases the risk of relapse and other side effects. 

Finally, you want to find a rehab center that offers evidence-based therapy and options that cater to your unique needs. For example, you might need a gender-specific rehab center, mightily, if you’re struggling with past sexual abuse trauma.

Those in the LGTBQ+ community might also need a facility that focuses on their unique adversities. Some facilities don’t receive pregnant women. If this is the case, you need to search accordingly. 

What If I Can’t Afford Rehab?

What differentiates the best rehab centers in Florida is their diversification of payment options. A quality rehab center wants to make everything they can to help someone in need. At Lighthouse Recovery Institute, we believe that money shouldn’t get in the way of treatment. That’s why we offer different programming options with financial assistance to help you get the treatment you need. 

Rehab Scholarships

Some facilities offer some scholarships to patients that need addiction help. These are usually done through a submission and vetting process. Corporations and non-profit foundations also award these scholarships. Usually, scholarships go to those who don’t have other options for payment assistance, are underinsured, or need treatment not covered by insurance. 

Through Health Insurance

The Affordable Care Act changed the way insurance companies treated substance abuse treatment. A quick phone call can help you figure out if your insurance plan will cover your addiction treatment. Many family members are shocked to learn that mental health care and substance use disorders are covered through insurance companies. Even when it’s not the full cost, it will help ease the financial burden. 

Ask for Financing

Sometimes insurance isn’t an option. In this case, financing options can help people pay for treatment in more accomodating quotes. Instead of paying for your rehab treatment all at once, you can choose financing options to help you focus on treatment. 

Choosing Outpatient

If you need intensive treatment but can’t afford it, don’t look the other way. Consider an outpatient treatment at least. These treatment settings can help you start treatment, and they’re often a fraction of the cost of full-time care. 

Get Help Now

Choosing the best rehab centers in Florida can be overwhelming. If you or someone you know is struggling with addiction, what matters is that you seek help today. With so many options out there, sometimes you don’t even know where to start. 

At Lighthouse Recovery Institute, we can help you learn more about addiction treatment and help you find the best option for your needs. We will also explain and look at your different financial options to help you afford the rehab program you need to start your recovery journey. Our staff members will be here to guide and support you through every step of the process to help you reach your recovery goals. 

Lighthouse Editorial Team

Lighthouse Editorial Team

Our editorial team includes content experts that contribute to Lighthouse Recovery Institute’s blog. Editors and medical experts review our blogs for accuracy and relevance. We consistently monitor the latest research from SAMHSA and NIDA to provide you with the most comprehensive addiction-related content.
Medical Disclaimer:

Lighthouse Recovery Institute aims to improve the quality of life for anyone struggling with substance use or mental health disorder. We provide fact-based content about the nature of behavioral health conditions, treatment options, and their outcomes. The material we publish is researched, cited, edited, and reviewed by licensed medical professionals. The information we provide in our posts is not intended to be a substitute for professional medical advice, diagnosis, or treatment. It should never be used in place of the advice of your physician or another qualified healthcare provider.

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