Optum Health Insurance Drug Rehab
At Lighthouse Recovery Institute, our drug rehab cooperates with a wide assortment of insurance companies that boast years of treating clients. As such, we specifically work with Optum Health Insurance. Thus, we ensure that your detox, inpatient drug rehab or outpatient alcohol rehab is best in class. Discovering the benefits package that your Optum Health Insurance offers — and exactly what is covered — can be a tedious and overwhelming process. This is especially true during a time of crisis when you are seeking help for a drug or alcohol addiction.
After years of experience, it is apparent that when an individual requires help, time is of the essence. Thus, in many cases, individuals go to one of the first inpatient drug or alcohol rehabs they find that also takes Optum Health Insurance without searching for better alternatives. We can help you in entering our quality and clinically-advanced facility. Optum Health Insurance-affirmed addiction treatment center. For those in need of drug rehabilitation centers, our goal will be to assist you in reducing your out-of-pocket costs.
Optum Health Insurance Drug Rehab Coverage for Addiction Treatment Centers
The very first step in the process of getting you into inpatient drug or alcohol rehab centers is to verify your benefits. Optum Health Insurance has created several barriers since 2016 with its members and will no longer release specific benefits without member consent. However, you do not need to worry about this minor roadblock. Generally, we work alongside you every single step of the way to get you the addiction treatment help that you need.
In order to get your Optum drug rehab coverage verified, all you need to do is give us a call. The wonderful part about that part of the process is that this is a fairly short process once we are able to obtain consent from Optum Health Insurance and the member. Our qualified addiction specialist will be able to take it from there. Then, we will be able to explain to you what is covered and what is excluded from your benefits package. Once we obtain your Optum Health Insurance we can easily begin the process of assisting you with entering our drug rehabilitation center.
Detox and Optum Insurance
Optum Health Insurance will assist with the cost of medical detoxification. Detox is expensive due to the continual oversight of physicians and other medical staff needed during the process to ensure patient safety. Medical detox is a fundamental part of the addiction treatment process due to the potentially fatal withdrawal symptoms.
Through using your Optum insurance policy, you will know that you’re going to be comfortable as well as supported throughout the medical detox method. The length of stay depends on the substances used and frequency of use. For example, certain substances like alcohol, heroin, and benzodiazepines, result in physical and psychological symptoms for a period of 4 to 7 days, on average.
On the other hand, stimulants such as cocaine and methamphetamines generally have withdrawal symptoms for 24 to 72 hours. Optum health insurance provides constant oversight and review to ensure that detox or residential services are medically necessary.
How Long Will Optum Health Insurance Cover Drug Rehab?
Optum Health is part of the insurance company known as United Health Care or UHC. UHC is one of the largest and most well-known insurance companies in the nation. United Health insurance company has around 60 to 70 million members. This is a huge part of the national population. This means that Optum specifically has a very wide range of addiction and mental health benefits that are offered to the members they serve. Over the last few years, Optum health insurance has been a stickler for drug and alcohol rehab care. Optum health insurance has been very difficult for the providers they work with to ensure that quality of care and services being rendered are medically-necessary and clinically-driven. Optum health insurance does work alongside with the Mental Health Parity Act. This act confirms that a member cannot be denied coverage for drug or alcohol rehab due to any biases.
Optum Health Insurance might certainly pay for alcohol and drug inpatient rehab. It may not take care of all of the additional services that quite often come with luxury addiction treatment. If you decide you would like to have a private suite, luxury location, massage therapy, acupuncture or various other services. Optum Health Insurance will not cover the difference in price between the treatment center billed rate and their allowable rate. For best practice, it is important that you speak to one of our addiction specialists who are qualified to go over all services in the program that will best meet your needs and what Optum Health Insurance will pay towards your drug rehab coverage.
Will Optum Health Insurance Cover Inpatient Drug Rehab and Outpatient Drug Rehab?
Optum Health Insurance is, as stated previously, one of the biggest insurance companies in the nation. They want to serve their members. Additionally, Optum Insurance will ensure that the services received are based on their standard of “medically necessary.” The length of treatment varies for every individual and how they are progressing. Optum Health Insurance will authorize different levels of care such as detox, inpatient drug rehab, and outpatient drug rehab. The insurance company will want to check in with your licensed therapists on a regular basis. Generally, to check on the progress you are making and to see what your goals are. Optum Health Insurance will cover drug rehab and alcohol rehab for you. However, the exact length of time is based on the individual, their progress and their policy.
Regardless of where you currently reside, finding the right drug or alcohol rehab center that is of the utmost importance. Call and speak to a staff member at Lighthouse Recovery Institute. We will be able to advise you on more specifics of your benefits with your Optum Health Insurance plan. This is all done during the verification and enrollment process. and is the first step toward recovery. Call us today 866-308-2090.