At Lighthouse Recovery Institute, our drug rehab organization cooperates with a wide assortment of insurance companies that boast years of treating clients. As such, we specifically work with Optum Health Insurance to ensure that your inpatient drug rehab or outpatient alcohol rehab is covered. Discovering the benefits package that your Optum Health Insurance offers — and exactly what is covered — can be a tedious and overwhelming process, especially during a time of crisis when you are seeking help for a drug or alcohol dependency issue.
After years of experience, it is apparent that when an individual requires help, time is of the essence. In many cases, individuals go to one of the first inpatient drug or alcohol rehabs they find that also takes Optum Health Insurance without searching for better alternatives. We can help you in entering our quality and clinically-advanced facility, Optum Health Insurance-affirmed inpatient treatment center. For those in need of drug rehabilitation centers, our goal will be to assist you in reducing your out-of-pocket costs.
Optum Health Insurance Drug Rehab Coverage for Addiction Treatment Centers
The very first step in the process of getting you into inpatient drug or alcohol rehab centers is to verify your benefits. Optum Health Insurance has created several barriers since 2016 with its members and will no longer release specific benefits without consent. However, you do not need to worry about this minor roadblock, as we will work alongside you every single step of the way to get you the addiction treatment help that you need.
In order to get your Optum drug rehab coverage verified, all you need to do is give us a call. The wonderful part about that part of the process is that this is a fairly short process once we are able to obtain consent from Optum Health Insurance and the member. Our qualified addiction specialist will be able to take it from there. After determining the benefits covered on your policy, we will be able to then explain to you what is covered and what is excluded on your benefits package. Once we obtain this info, we can easily begin the process of assisting you with entering our drug rehabilitation center that accepts your health insurance plan.
Optum Health Insurance might certainly pay for alcohol and drug inpatient rehab. It may not take care of all of the additional services that quite often come with luxury addiction treatment. If you decide you would like to have a private suite, luxury location, massage therapy, acupuncture or various other services sometimes, Optum Health Insurance will not cover the difference in price between the treatment center. For best practice, it is important that you speak to one of our addiction specialists who are qualified to go over all services in the program that will best meet your needs and what Optum Health Insurance will pay towards your drug rehab coverage.
How Long Will Optum Health Insurance Cover Drug Rehab?
Optum is part of the insurance company known as United Health Care, which is one of the largest and most well-known insurance companies in the nation. This insurance company has around 60 to 70 million members, which is a huge part of the national population. This means that Optum specifically has a very wide range of benefits that are offered to the members they serve. Over the last few years, Optum has been a stickler for drug and alcohol rehab care and has been very difficult on the providers they work with to ensure that quality of care and services being rendered are medically-necessary and clinically-driven. Optum does work alongside with the Mental Health Parity Act, which does state that a member cannot be denied coverage for drug or alcohol rehab due to any biases.
Will Optum Health Insurance Cover Inpatient Drug Rehab and Outpatient Drug Rehab?
Optum Health Insurance is, as stated previously, one of the biggest insurance companies in the nation. They want to serve their members. They also want to make sure that you are getting the services based on their view of “medically necessary.” Length of treatment varies for every individual and how they are progressing. Optum Health Insurance will authorize different levels of care such as detox, inpatient drug rehab and outpatient drug rehab. The insurance company will want to check in with your licensed therapists on a regular basis to check on the progress you are making and to see what your goals are. They will cover outpatient drug rehab and alcohol rehab for you — however the exact length of time for this level of care is based on the individual, their progress and their policy.
Regardless of where you currently reside, finding the right inpatient rehab center that can meet your specific needs is of the utmost importance. When you call and speak to a staff member at Lighthouse Recovery Institute, they will be able to advise you on more specifics of your benefits with an Optum Health Insurance plan. This is all done during the verification and enrollment process and is the first step toward recovery. Call us today 561-381-0015.