The cost of addiction treatment and mental health treatment at drug and alcohol rehab centers seems to be on the rise. The reality is that getting help for alcohol and drug addiction can get expensive, difficult, and overwhelming for many. Without getting help for addiction, people who suffer from substance use disorders put their mental and physical health in jeopardy.
That’s where health insurance coverage comes in.
Addiction is a disease, and like any other condition, it requires treatment in order for recovery to be achieved long-term. As a result, health insurance companies offer policies with benefits for substance abuse treatment. However, each policy and insurance carrier has their own guidelines and restrictions, which is why it is critical to understand the policy that you have as well as what you qualify for in terms of treatment.
Insurance Coverage for Treatment at Drug and Alcohol Rehab Centers
Premera Blue Cross Blue Shield, or Premera BCBS for short, offers a number of health insurance policies. BCBS has a history of covering treatment for drug and alcohol addiction, but the type of coverage and/or out-of-pocket expenses all depend on the type of plan the policyholder has.
When highly recommended drug and alcohol rehab centers, like Lighthouse, are in-network with policies under health insurance companies like Premera BCBS, it can be such a relief since the cost of drug rehab can be high.
Unfortunately, even though mental health and addiction is often a life-threatening situation where getting the proper treatment and medical care is necessary, many people just cannot afford it without the help of a health insurance company like Premera BCBS.
Premera BCBS is an insurance company that understands addiction as a disease but also as a treatable condition. Whether it is an addiction to drugs or alcohol, Premera BCBS works hard to provide its policyholders with competitive benefits. Depending on the type of plan, inpatient treatment at some of the best inpatient drug and alcohol rehab centers could be completely or partially covered. In addition to this, it is possible that outpatient programs are also covered.
Understanding Your Options for Addiction Treatment
It can be difficult to understand what is covered under your health insurance policy and what is not. There are also deductibles, co-insurance, and maximum out-of-pocket expenses to consider. Trying to find out this information when you need treatment for addiction as quickly as possible can be downright frustrating.
That’s why Lighthouse is here to verify your health insurance benefits, whether you have a policy under Premera BCBS or from another health insurance company. You can call our admissions specialists directly right now at 1-866-308-2090.
It is extremely important to understand what options are available to you for addiction treatment. The reality is that there are several treatment options available for people who are trying to get themselves freed from their addiction to alcohol and drugs. Unfortunately, not each of these options is always covered by your insurance plan and/or not every drug and alcohol rehab center is in-network with your plan and able to provide the treatment to you.
If your health insurance policy is in-network with Lighthouse, then that’s great because you can finally get the help that you need! If not, our admissions specialists will go over our benefits and help you find treatment that is covered under your plan.
Addiction Treatment Programs at Lighthouse
Lighthouse Recovery Institute covers an array of treatment options. We are one of the top drug and alcohol rehab centers in the country. We offer inpatient addiction treatment as well as an outpatient treatment for addiction. We are committed to providing each of our patients with a very personal, research-backed and effective treatment episode. Additionally, any existing co-occurring disorders can be addressed.
Medication-assisted treatment can also be integrated when deemed appropriate by our team of medical professionals as well. Also known as MAT, this approach is done to assist patients who have been unsuccessful with their recovery after several attempts. MAT helps patients wean off certain drugs over a longer period of time than a traditional taper would during a standard medical detoxification.
To find out if your Premera Blue Cross Blue Shield health insurance policy or a policy from a different health insurance company will cover your drug rehab, contact Lighthouse today. We will assess your insurance policy benefits with the help of your insurance carrier or your employer’s benefits office. This process will allow us to be able to support you in discovering what addiction treatment is exactly covered under your plan.
While there are many alcohol and drug treatment centers to choose from, especially if you have private insurance, we are confident that no other facility will offer you the same high quality of care that Lighthouse does.
Before considering any treatment program, you will want to verify whether that program accepts your Premera Blue Cross Blue Shield health insurance plan or policy from any other health insurance company. You should also find out what expenses are associated with the program.
So, let our addiction specialists do the work for you. Contact our admissions specialists and we will let you know if you qualify for one of our programs and make sure that we are the right program for you.
Lighthouse Recovery Institute is a quality treatment center that works on rebuilding patients, helping them work through their addictions and achieve their goals. Whether you’re looking for a drug rehab, alcohol rehab or inpatient drug and alcohol rehab that your health insurance covers, Lighthouse Recovery Institute is here for you. After all, we are an addiction treatment center that focuses on the patients. Lighthouse strives toward making each individual feel like family because we care about them getting their lives back.
Call Lighthouse today at 1-866-308-2090.