Many times, people avoid getting the help they need for a substance use disorder because they don’t have the right tools. People are often surprised to find out they could potentially use their health insurance to cover some of the costs of seeking treatment. Here’s your guide to SelectHealth drug rehab coverage options.
SelectHealth is a not-for-profit health insurance provider serving over 800,000 members across the United States. They’re integrated with Intermountain Healthcare to offer complete care to its members.
SelectHealth Coverage for Substance Abuse Treatments
SelectHealth offers a wide range of plans at different coverage levels. They also have HealthSave Plans that combine with an HSA (Health Savings Account) to offer low monthly premiums and more flexibility.
As far as treatment options, you should be able to access some level of coverage for:
- Drug and alcohol detox
- Inpatient rehabilitation
- Intensive outpatient programs
- Outpatient programs
- Aftercare recovery programs
With SelectHealth, it’s common for patients to be approved for an outpatient treatment setting first before inpatient addiction treatment services are covered. Substance abuse treatment services, such as detox, therapy, life skills training, educational programs, and recovery support, may all be at least partially covered through health insurance.
How to Verify Coverage
The first step to reap the benefits of your insurance plan is to verify coverage. Contact your insurance provider to help you find treatment facilities in your area that are in-network. Additionally, you can always reach out to our admissions office. Use our insurance verification form to find out if your insurance policy covers drug rehab.
More than that, you want to ask about what’s covered under your policy and for how long will these benefits extend. Sometimes people need to be in a rehab center for 30 days or 90 days. After all, addiction recovery is a long-term process. Some insurance companies will stop covering after a specific period. Our admission specialists can help you find out the length of your coverage.
How to Pay for Rehab If My SelectHealth Plan Doesn’t Cover It
Don’t let your insurance stop you from seeking substance abuse treatment. There’s no better time to seek treatment for drug abuse than today. After all, seeking help for your addiction will be the best investment you’ll ever do for yourself. Your path to recovery can still happen.
At Lighthouse Recovery Institute, we offer various payment plans to help you afford treatment. Other alternatives include seeking out a loan. You can also check if your company’s insurance provides employee assistance programs that could cover drug rehab. You’ll be surprised how many family members and friends are willing to help you pay for your treatment program.
Stop using money or your financial situation as an excuse for seeking drug or alcohol addiction treatment. If you or someone you know is struggling with substance abuse, contact us today to get started. We’ll look at your SelectHealth insurance policy and verify what’s covered. If you don’t have coverage through your insurance, we’ll work tirelessly to find other alternatives. Our priority is to help you find the help you need to get better.
