Tag: Cigna

Cigna Alcohol & Drug Rehab Coverage

Cigna Drug Rehab Coverage

Seeking professional help for addiction, alcoholism, or other harmful behavior is frightening. For most people, it’s the hardest thing they’ll ever do. This is true of seeking help for yourself, a significant other, or a loved one.

cigna drug rehab

Adding to the mix of fear, confusion, and anxiety is the question of whether insurance will cover rehab. With treatment centers becoming increasingly expensive, it’s difficult to cover their costs without some assistance from your insurance carrier.

Thankfully, Lighthouse Recovery Institute knows how difficult going to treatment is. Most of our staff are in recovery. We’ve been where you are. We’ve come out the other side and can tell you, with 100% confidence, that getting help is easier than you think!

To that end, we’ve complied a handy set of guides about many insurance carriers and whether they’ll cover rehab. Sit back and find information on Cigna drug rehab coverage below!

Will Cigna Cover Drug Rehab?

This is a pretty frequently asked question. “Are there approved Cigna drug treatment centers,” or “Is there a Cigna alcohol rehab I can go to?”

The short answer is yes, Cigna does cover drug & alcohol treatment. The long answer is, well, longer.

Cigna drug treatment coverage ranges from inclusive to partial. Sometimes they’ll completely cover rehab. Sometimes they’ll cover 80% and leave you to cover 20%. Sometimes they’ll cover much less than that. It all depends on the type of coverage you have.

Thankfully, our trained outreach coordinators are skilled in figuring this out. Give Lighthouse a call today at 1-844-I-CAN-CHANGE or 1-(561)-381-0015 and we can tell you exactly how much Cigna drug treatment coverage you have.

How Long Does Cigna Drug Treatment Coverage Last For?

This is another frequently asked question! After finding out how much Cigna drug treatment coverage they have, people want to know how long their coverage will last. That is to say, will Cigna cover a week of treatment, a month, or more?

The bad news is that this isn’t so easily answered. The good news is that, once again, our outreach coordinators will be able to figure out the exact length of Cigna drug rehab coverage you have.

Call us at 1-844-I-CAN-CHANGE or 1-(561)-381-0015 to speak to someone who can tell you the in’s and out’s of your specific Cigna drug rehab coverage. You can also fill out an online form.

Inpatient vs. Outpatient Cigna Drug Rehab Coverage

And here we reach the age-old debate of inpatient vs. outpatient treatment. While inpatient treatment is how most people think of rehab, there are other forms of treatment. Most popular among these is intensive outpatient treatment.

So, is there inpatient Cigna drug rehab? What about outpatient Cigna alcohol rehab? The good news is that yes, both these options absolutely exist.

Cigna drug treatment coverage usually extends to both inpatient and outpatient rehab. However, to be safe, you should speak to your insurance provider or to one of our outreach coordinators. They’ll both be able to tell you exactly how much Cigna drug treatment center coverage you have.

How to Pay for What Cigna Doesn’t Cover

cigna drug treatment coverage

Substance abuse treatment isn’t cheap. While insurance will, generally speaking, pay for most of it, there’s the question of how to pay for the remainder. Thankfully, there are multiple options.

You can get a loan from your local bank. In today’s world, more and more financial institutions are offering “treatment loans.” Speak to your banking representative to learn the in’s and out’s of these.

Are you wondering if Cigna drug treatment coverage applies to you? Call Lighthouse today at 1-844-I-CAN-CHANGE or 1-(561)-381-0015. You’ll be connected to one of our compassionate and expert admission coordinators. They’ll be able to answer any and all questions you have about Cigna drug rehab.

Your information will be kept 100% confidential. Call today!

Cigna Employee Assistance Program

Cigna EAPs

If you’re struggling with substance abuse, chances are you’ll need some form of treatment to stop. While this isn’t always the case, more often than not it is. How will you pay for rehab though? With treatment centers becoming increasingly expensive, the financial end of the equation can’t be ignored.

cigna employee assistance program

Well, that’s where Cigna employee assistance programs come into play. I’ll explain what exactly a Cigna EAP is, the benefits it offers, and how to find out if you’re covered below.

If you have any questions, or if there’s any information you’d like to find out about and I didn’t cover, don’t hesitate to call Lighthouse at 1-844-I-CAN-CHANGE or 1-(561)-381-0015. Our experienced addiction professionals are happy to answer any questions you may have.

What is a Cigna EAP?

That’s a good question! Just what exactly is a Cigna employee assistance program? Well, simply put, it’s a way for your employer to pay for substance abuse treatment through Cigna.

Of course, that’s a pretty vast oversimplification of what a Cigna employee assistance program is. A detailed breakdown is as follows:

Employers have almost always offered some form of employee assistance program for addiction. However, when the Affordable Care Act (better known as Obama Care) took effect, substance abuse insurance benefits became mandatory. This is where a Cigna employee assistance program enters the picture.

Employers began to offer Cigna EAPs as a way to offset the cost of rehab. After all, addiction treatment can get expensive! With employers now having to offer some form of mental health and substance abuse assistance, it seemed as good an option as any to take out specific insurance EAPs.

So, what is a Cigna employee assistance program? Again, we come back to the simple answer. It’s a way for your employer to cover some or all of the cost of rehab without breaking their bank or your bank!

Benefits of a Cigna EAP

While employee assistance programs from Cigna have a number of benefits, omitted here for the sake of brevity, there’s one major benefit. As explained above, Cigna EAPs help cover the cost of addiction treatment.

Rehab is expensive! There’s no way around that simple fact. If you or someone you love is struggling with addiction, they need help. That help, though, can often cost in the tens of thousands of dollars.

A Cigna employee assistance programs helps to mitigate that cost. Sometimes it will cover all expenses associated with drug or alcohol treatment. Sometimes it will cover most. Sometimes it will only cover some of the expenses.

The quickest way to learn how much a Cigna employee assistance program will cover is to call a drug or alcohol treatment center. With that in mind, call us today at 1-844-I-CAN-CHANGE or 1-(561)-381-0015.

You’ll be connected to an addiction specialist who can verify how much Cigna EAP coverage you have. It’s a free, no risk assessment and all your information is kept 100% confidential.

Am I Covered by a Cigna EAP?

This is one of the most asked questions we hear. “Am I covered by a Cigna employee assistance program?” The short answer is, drum roll please, perhaps.

As mentioned above, it’s simply not possible to give a definitive answer as to whether you’re covered or not. It’s even irresponsible to give a general answer like “most people are covered by a Cigna EAP.”

The only way to learn whether you are covered is to have someone verify your insurance. Of course, there’s a quick way to learn if you’re not covered. Answer the following questions – are you employed and receiving benefits? If your answer is yes, then you may be covered. If your answer is no, then you’re not covered.

We are here to support you during your time of need and help you make the best decision for yourself or your loved one. Click below to speak to a member of our staff directly.

Lighthouse Recovery Institute