If you’re struggling with substance abuse, chances are you’ll need some form of treatment to stop. While this isn’t always the case, more often than not it is. How will you pay for rehab though? With treatment centers becoming increasingly expensive, the financial end of the equation can’t be ignored.
Well, that’s where Cigna employee assistance programs come into play. I’ll explain what exactly a Cigna EAP is, the benefits it offers, and how to find out if you’re covered below.
If you have any questions, or if there’s any information you’d like to find out about and I didn’t cover, don’t hesitate to call Lighthouse at 1-844-I-CAN-CHANGE or 1-(561)-381-0015. Our experienced addiction professionals are happy to answer any questions you may have.
What is a Cigna EAP?
That’s a good question! Just what exactly is a Cigna employee assistance program? Well, simply put, it’s a way for your employer to pay for substance abuse treatment through Cigna.
Of course, that’s a pretty vast oversimplification of what a Cigna employee assistance program is. A detailed breakdown is as follows:
Employers have almost always offered some form of employee assistance program for addiction. However, when the Affordable Care Act (better known as Obama Care) took effect, substance abuse insurance benefits became mandatory. This is where a Cigna employee assistance program enters the picture.
Employers began to offer Cigna EAPs as a way to offset the cost of rehab. After all, addiction treatment can get expensive! With employers now having to offer some form of mental health and substance abuse assistance, it seemed as good an option as any to take out specific insurance EAPs.
So, what is a Cigna employee assistance program? Again, we come back to the simple answer. It’s a way for your employer to cover some or all of the cost of rehab without breaking their bank or your bank!
Benefits of a Cigna EAP
While employee assistance programs from Cigna have a number of benefits, omitted here for the sake of brevity, there’s one major benefit. As explained above, Cigna EAPs help cover the cost of addiction treatment.
Rehab is expensive! There’s no way around that simple fact. If you or someone you love is struggling with addiction, they need help. That help, though, can often cost in the tens of thousands of dollars.
A Cigna employee assistance programs helps to mitigate that cost. Sometimes it will cover all expenses associated with drug or alcohol treatment. Sometimes it will cover most. Sometimes it will only cover some of the expenses.
The quickest way to learn how much a Cigna employee assistance program will cover is to call a drug or alcohol treatment center. With that in mind, call us today at 1-844-I-CAN-CHANGE or 1-(561)-381-0015.
You’ll be connected to an addiction specialist who can verify how much Cigna EAP coverage you have. It’s a free, no risk assessment and all your information is kept 100% confidential.
Am I Covered by a Cigna EAP?
This is one of the most asked questions we hear. “Am I covered by a Cigna employee assistance program?” The short answer is, drum roll please, perhaps.
As mentioned above, it’s simply not possible to give a definitive answer as to whether you’re covered or not. It’s even irresponsible to give a general answer like “most people are covered by a Cigna EAP.”
The only way to learn whether you are covered is to have someone verify your insurance. Of course, there’s a quick way to learn if you’re not covered. Answer the following questions – are you employed and receiving benefits? If your answer is yes, then you may be covered. If your answer is no, then you’re not covered.