Blue Cross Blue Shield EAP
If you’re struggling with addiction or alcoholism, chances are you’ll need help to stop. While this isn’t always the case, it is more often than it isn’t. How will you pay for rehab though? With treatment centers becoming increasingly expensive, the financial end of the equation can’t be ignored.
Well, that’s where Blue Cross Blue Shield employee assistance programs step into the picture. I’ll explain what exactly a Blue Cross Blue Shield EAP is, the benefits it offers, and how to find out if you’re covered below.
If you have any questions, or if there’s any information not covered here, don’t hesitate to call Lighthouse at 1-844-I-CAN-CHANGE or 1-(561)-381-0015. Our experienced admission specialists are happy to answer any questions you may have.
What is a Blue Cross Blue Shield EAP?
That’s a good question! Just what exactly is a Blue Cross Blue Shield employee assistance program? Well, simply put, it’s a way for your employer to pay for mental health or substance abuse treatment through Blue Cross Blue Shield.
Of course, that’s a large oversimplification of what a Blue Cross Blue Shield employee assistance program is. A detailed breakdown is as follows:
Employers have almost always offered some form of employee assistance program for mental health and addiction issues. However, when the Affordable Care Act took effect, substance abuse insurance benefits became mandatory. This is where a Blue Cross Blue Shield employee assistance program enters the picture.
Employers began to offer BCBS EAPs as a way to offset the cost of rehab. After all, addiction treatment can get expensive! With employers now having to offer some form of mental health and substance abuse assistance, it seemed as good an option as any to take out specific insurance EAPs.
So, what is a Blue Cross Blue Shield employee assistance program? Again, we come back to the simple answer. It’s a way for your employer to cover some or all of the cost of rehab without breaking the bank.
Benefits of a BCBS EAP
While employee assistance programs from Blue Cross Blue Shield have a number of benefits, omitted here for the sake of brevity, there’s one major benefit. As explained above, Blue Cross Blue Shield EAPs help cover the cost of addiction treatment.
Rehab is expensive! There’s no way around that fact. If you or someone you love is struggling with addiction, they need help. That help, though, can often cost in the tens of thousands of dollars.
A Blue Cross Blue Shield employee assistance programs helps to mitigate that cost. Sometimes it will cover all expenses associated with drug or alcohol treatment. Sometimes it will cover most. Sometimes it only covers a small portion of the expenses.
The quickest way to learn how much a Blue Cross Blue Shield employee assistance program will cover is to call a drug or alcohol treatment center. With that in mind, call us today at 1-844-I-CAN-CHANGE or 1-(561)-381-0015.
You’ll be connected to an addiction specialist who can verify how much Blue Cross Blue Shield EAP coverage you have. It’s a free, no risk assessment and all your information is kept 100% confidential.
Am I Covered by a Blue Cross Blue Shield EAP?
This is one of the most asked questions we hear. “Am I covered by a BCBS employee assistance program?” The short answer is, drum roll please, perhaps.
As mentioned above, it’s simply not possible to give a definitive answer as to whether you’re covered or not. It’s even irresponsible to give a general answer like “most people are covered by a Blue Cross Blue Shield EAP.”
The only way to learn whether you are covered is to have someone verify your insurance. Of course, there’s a quick way to learn if you’re not covered. Answer the following questions – are you employed and receiving benefits? If your answer is yes, then you may be covered. If your answer is no, then you’re not covered.
To learn more about BCBS employee assistance programs, call Lighthouse today at 1-844-I-CAN-CHANGE or 1-(561)-381-0015. You can also click here to have one of our addiction professionals get back to you ASAP.