Anthem Insurance Cover Drug Rehab?
Anthem BCBS does provide benefits to cover individuals seeking drug rehab. Seeking professional help for drug addiction, alcoholism, or other harmful behavior is terrifying. In fact, it is likely the hardest thing you may ever have to do. This is true whether you are seeking help for yourself, a significant other, or a loved one.
When you might already be dealing with fear, confusion, and anxiety is when the question pops up, “will my Anthem insurance cover drug rehab?” With addiction treatment centers becoming increasingly expensive, covering the costs without some assistance from your insurance carrier is difficult for many.
The founders of the Lighthouse Recovery Institute know how difficult going to treatment is. Most of our staff are in recovery and have walked the same or at least a similar path that you are on. We’ve emerged out the other side and we want to help you find the help that you need!
To that end, we’ve compiled a handy set of guides about many insurance carriers and whether they’ll cover rehab. Sit back and find information on Anthem drug rehab coverage below!
Anthem is a leading health benefits company that serves more than 78 million people. In fact, eight U.S. citizens are covered by an affiliate medical care plan through Anthem. For instance, Anthem Blue Cross and Blue Shield insurance services residents in a number of states across America, including California, Colorado, Connecticut, Georgia, Indiana, Kentucky, Maine, Missouri, New Hampshire, Nevada, New York, Ohio, Virginia, and Wisconsin. Other Anthem affiliates include America’s 1st Choice, HealthCore, and UniCare.
Will Anthem Cover Alcohol Rehab?
“Are there approved Anthem drug treatment centers,” or “Is there an Anthem alcohol rehab I can go to?” are questions frequently asked by people looking for drug and alcohol rehab for themself or their loved one.
The short answer is yes, Anthem does cover drug & alcohol treatment. The long answer is, well, longer.
Anthem health care coverage offers a broad range of medical and specialty products. One of the areas of coverage includes mental health care and addiction treatment. The amount of coverage varies greatly from one plan to another and depends on a number of factors including the type of coverage you have. You can use your Anthem insurance to cover drug rehab or drug detox. Anthem can also cover alcohol rehab and alcohol detox.
Anthem Detox Coverage
After finding out how much Anthem drug treatment coverage they have, people want to know how long their coverage will last. That is to say, will Anthem cover a week of treatment, a month, or more? Anthem insurance will help cover the cost of detox from drugs and alcohol.
The bad news is that this isn’t so easily answered. The good news is that our admission coordinators are experienced in this topic. We can help you determine exactly what coverage you have available through your Anthem insurance plan for treatment and we are happy to help.
Inpatient vs. Outpatient Anthem Drug Rehab Coverage
Next, depending on whether you have been through treatment before, what your home environment is like, and how bad your addiction is, you may be considering whether to seek inpatient vs. outpatient treatment.
While inpatient addiction treatment is how most people think of rehab, there are other forms of treatment. Intensive outpatient treatment is the most popular among these. The good news is that Anthem offers coverage for both inpatient and outpatient drug and alcohol rehab programs, but not every facility and coverage is not always 100%.
We recommend speaking to your insurance provider or to one of our addiction specialists to confirm which facilities and providers you can get treatment from and where your Anthem plan will apply. They’ll both be able to tell you exactly how much Anthem drug treatment center coverage you have.
How to Pay For Rehab If Anthem Doesn’t Cover Addiction Treatment
Substance abuse treatment isn’t cheap. While insurance will, generally speaking, pay for most of it, there’s the question of how to pay any costs that are not covered by your insurance. Thankfully, there are multiple options to consider.
You can get a loan from your local bank to pay for your addiction treatment program. In today’s world, more and more financial institutions are offering “treatment loans.” Speak to your banking representative to learn the in’s and out’s of these. Most addiction treatment centers offer payment plans and financing options. These are either done in-house or through third-party institutions.
Verify if Your Anthem will Cover Addiction Treatment
Finally, if you are wondering if Anthem drug treatment coverage applies to you? Call to connect with one of our compassionate and expert addiction specialists. They’ll be able to answer any and all questions you have about Anthem drug rehab. Your information will be kept 100% confidential.