Most people stay away from drug rehab for the same reason — money. Yet, they’re often surprised to find out that many insurance providers cover addiction treatment programs. One of those companies is ACI Specialty Benefits. Thanks to the Employee Assistance Program, millions of people can access healthcare coverage that provides drug addiction treatment.
If your policy is from ACI Specialty Benefits, odds are it includes addiction treatment coverage. Learn more about its Employee Assistance Program benefits and coverages.
What Are Employee Assistance Programs (EAP)
Every year, the National Institute on Drug Abuse publishes its National Survey of Drug Use and Health report. In 2018, the report found that addiction affects close to 164.8 people in the United States. On top of that, 1 in 5 people report using illicit drugs in the past. Another report by the Substance Abuse and Mental Health Services Administration (SAMHSA) found that 47.6 million people also struggle with co-occurring mental health disorders.
Thankfully, employee assistance programs (EAP) exist to help companies assist in the complexity of providing mental, physical, and emotional well-being assistance to their employees. By targeting struggles like alcohol and drug abuse, mental health disorders, and more in a safe and private environment, more employees seek help.
Even though these programs started to help employers keep the workplace drug-free, it’s employees and their family members benefit the most.
Employee Assistance Programs Benefits
Don’t mistake EAPs for Worker’s Compensation. These are entirely different programs. The most significant benefit is that EAPs are entirely confidential. Thanks to these programs, employees have access to counseling, wellness services, and referrals to addiction treatment facilities if they want to seek treatment. These programs work on helping employees find a healthy work-life balance system.
While not all companies offer insurance with EAP coverage, the vast majority of those who do, offer their employees:
- Access to confidential discussions about addiction and mental health struggles
- Support to access assistance programs with 24/7 hotlines available
- The support and access to resources that address substance abuse and mental health in the workforce and outside of it
- Access to assistance programs that help employees reintegrate into the workforce upon treatment completion
ACI Specialty Benefits EAP 101
ACI prides itself on offering creative EAP solutions that promote employee well-being. They provide a comprehensive clinical assessment that incorporates support and referral services for addressing emotional wellness, family and relationship issues, anxiety and depression, and substance abuse. The EAP program focuses on work-life services, such as:
- Legal and financial wellness support
- All-inclusive caretaking and community-based resources
- Personalized and confidential referral services
- Case management and corporate concierge support services
Understanding Drug Use and Health Care
Until recently, substance use disorder lived outside of healthcare standard lines. Health insurance and addiction treatments didn’t connect. It wasn’t until the late 80s that drug rehab centers began accepting some insurance policies. Before then, treatment facilities operated as service-fee operations accepting mostly cash payments, which meant limited access to people struggling with substance abuse.
After Obamacare’s reform to the health care system, insurance companies had to change the way mental illness and substance abuse were addressed, categorizing them as essential health benefits. The same reform lifted the denial of healthcare coverage for any preexisting condition, including drug addiction and other mental health illnesses.
One of the most significant changes in drug addiction treatment coverage was establishing parity for substance use disorders. After this, the scope, care management, treatment, and most costs related to addiction treatments couldn’t be more restrictive than any other ailment.
Drug Addiction Treatment Options
There isn’t a one-way street to treat drug addiction. Each case is unique as people often struggle with co-occurring disorders and often mix different substances, making treatment more complicated.
At Lighthouse Recovery Institute, out treatment programs are one-hundred percent personalized. By integrating different comprehensive, evidence-based treatment plans that include behavioral therapies and other structures, we can address every aspect of drug and alcohol addiction.
Our treatment programs can include a variety of the following:
- Detox Programs
- Partial Hospitalization Programs
- Intensive Outpatient Programs
- Dual Diagnosis Treatment
- Medication-Assisted Treatment
- Long-Term Recovery Assistance
Additionally, we pair these programs and treatment plans with various therapies that support ongoing support to help those in recovery maintain long-term sobriety.
Does My Insurance Cover Drug Addiction Treatment?
If your insurance comes through your employer, most likely, drug addiction treatment is covered. However, no two insurance policies are alike. The best and quickest way to discover if your Anthem insurance plan includes drug rehab is by reaching out to the treatment center. You can also talk to your HR department representative, who can help you better navigate the benefits package.
To determine if your insurance covers drug and alcohol addiction treatment, contact us today and speak with our admission specialists to verify your coverage.
The majority of employees are surprised to learn that drug addiction treatment can be covered through their insurance. Not to mention, the flexibility and assistance most companies are willing to offer to help their employees get addiction treatment. Believe it, their priority is your well-being, which is why they offer EAP coverage.
Get Addiction Treatment Today
If you or someone you know is struggling with drug and alcohol addiction, please know treatment is widely available. Please discuss with your HR department to learn more about their Employee Assistance Programs coverage, employee benefits, and health plan.
Call your insurance brokerage if you don’t feel comfortable talking about this with your company. However, remember EAP conversations are confidential and private, and cannot cost you your job. Whether it’s through your ACI Specialty Benefits coverage or a different outlet, treatment is accessible.
Reach out to Lighthouse Recovery Institute today. Our addiction therapists will analyze your unique needs and build a treatment plan that adapts to your health needs and lifestyle. Our comprehensive approach to addiction treatment can help prevent relapse and provide the right strategies for long-term sobriety support.
Don’t wait another day; addiction treatment is available and can save your life. Start your journey to recovery today.