Should I check into a treatment facility for inpatient drug rehab? How can I pay for treatment? Does my CareFirst BCBS insurance cover drug rehab? Can I leave work to get drug addiction treatment? Choosing to get treatment for substance use disorder is only the first step. People generally have hundreds of questions when it comes to drug addiction treatment. And these are just some of the most commonly asked questions about addiction treatment.
Undoubtedly, health insurance coverage is complicated, and getting the right policy plan takes time. But, some insurance companies, like CareFirst, offer addiction treatment coverage for many group policies. Learn more about the CareFirst Employee Assistance Program and its benefits.
Table of Contents
- 1 What Are Employee Assistance Programs (EAP)
- 2 CareFirst Employee Assistance Program 101
- 3 Understanding Drug Use and Healthcare
- 4 Drug Addiction Treatment Options
- 5 Does My Insurance Cover Drug Addiction Treatment?
- 6 Get Help Today
What Are Employee Assistance Programs (EAP)
Employee Assistance Programs help companies address complex subjects about mental, physical, and emotional well-being. Amongst the services included are alcohol and drug abuse treatment. Furthermore, the idea is to provide efficient and secure solutions for employers to maintain a drug-free workplace.
However, these voluntary and confidential programs benefit the employees the most. By providing secure access to counseling and referral to addiction treatment centers, employees can seek treatment without endangering their jobs. As a result, EAPs make the process entirely confidential, safe, and supportive.
Employee Assistance Program Benefits
According to the National Institute on Drug Abuse and the National Survey of Drug Use and Health, addiction affects close to 164.8 million people who reported substance use in the past month. Additionally, 1 in 5 people aged 12 and older reported using illicit drugs within 30 days. Moreover, the Substance Abuse and Mental Health Services Administration estimates that in 2018, close to 47.6 million adults aged 18 and older struggle with a co-occurring mental health illness.
Although not all group commercial insurance policies include EAP coverage, many companies offer these solutions. EAP benefits include having access to:
- Confidential settings to discuss addiction and mental health struggles
- Assistance programs with online and phone help accessible 24/7
- Resources for information and education about substance abuse
- Reintegration assistance programs to help people reincorporate back to the workforce following addiction treatment
CareFirst Employee Assistance Program 101
The CareFirst Employee Assistance Program offers a new approach to traditional EAPs. Thanks to a proactive, multi-channel approach that focuses on accessibility, usage, and measurability, employees are more engaged, satisfied, and productive. The goal is to enjoy a healthier, more productive workforce with lower health expenditures.
What makes CareFirst’s EAP different is their:
- Access a “one-stop-shop” of value-added programs and services that integrate physical and emotional wellness
- Receive quick and thorough responses to tragedies in the workplace from the only centralized, dedicated Critical Incident Stress Management (CISM) team in the country
- Related health articles, calculators, webinars and training sessions
- Registration and touch-base points of contact via the web, phone, or in-person visits
Understanding Drug Use and Healthcare
Until recently, health insurance and substance use disorder treatment didn’t combine. In general, people are unaware of the coverage that private health insurance has for drug rehab. Mostly because, until the late 80s, most addiction treatment centers operated on cash or out-of-pocket expenses programs only.
The turning point for drug rehab treatment and access to healthcare was with the Obamacare reform. After this, mental disorders and substance use disorders became essential health benefits that required health insurance coverage.
As a result of these adjustments, insurance plans began offering addiction and mental health coverage, at least to an extent. The reform also changed the denial of coverage for a preexisting condition, including drug and alcohol addiction. Not to mention, it made it easier for group policies to facilitate employee assistance programs to companies.
In the end, care management and the overall cost of drug rehab and addiction treatment couldn’t be more restrictive than for any other ailment.
Drug Addiction Treatment Options
There are many behavioral therapies and evidence-based addiction treatments for drug addiction that can help someone find long-term sobriety. For example, at Lighthouse Recovery Institute, we believe in creating comprehensive treatment programs that incorporate both evidence-based behavioral therapies and other addiction treatments to help people fight their drug or alcohol addiction.
Drug Treatment Programs
For starters, a drug addiction treatment plan can incorporate and navigate through many programs, including:
- Detox Programs
- Partial Hospitalization Programs (PHP)
- Intensive Outpatient Programs (IOP)
- Dual-Diagnosis Treatment
- Medication-Assisted Treatment (MAT)
- Long-term Recovery Assistance
Drug Treatment Services
Also, these programs will incorporate treatment services and therapies that address the ramifications of addiction. Some of these therapies include:
Does My Insurance Cover Drug Addiction Treatment?
Most group insurance policies generally offer Employee Assistance Programs. Please, consult with your HR department or insurance specialist to learn more about your company’s EAP coverage.
Keep in mind that each insurance policy is unique, and your plan might have different coverage levels than your coworkers. The quickest way to determine if your CareFirst BCBS insurance policy covers drug rehab is by contacting our treatment center directly.
Contact Lighthouse Recovery Institute today and speak with our admission specialists to verify your insurance coverage and start your recovery process.
Get Help Today
It’s vital that you know addiction treatment is widely available and can be covered through insurance. The best way to start is by discussing Employee Assistance Programs with your HR department. Remember, these conversations are legally confidential, and they cannot cost you your job.
Additionally, Employee Assistant Programs are confidential, flexible, and, most importantly, reliable. Your well-being is essential, and your employers want to do the best they can to assist you.
When you feel ready, our addiction specialists will analyze your unique and build a personalized treatment plan that suits you. Our admission specialists can also assist you with insurance coverage plans and more.
At Lighthouse Recovery Institute, we ask people not to wait another day; addiction treatment can save your life. Start your journey to recovery today. Our comprehensive and personalized approach to addiction treatment is built to help prevent relapse and help people like yourself or someone you know finds long-term sobriety.