Seeking professional help for addiction or alcoholism is frightening. In fact, it’s the hardest thing most people will ever do. This is true of seeking help for yourself, a family member, or even a close friend.
Adding to the mix of fear, confusion, and anxiety is the question of whether your insurance will cover treatment. With rehabs becoming increasingly expensive, it’s difficult to cover the costs without some sort of help from your insurance provider.
Thankfully, Lighthouse Recovery Institute knows how difficult getting help is and we want to help. Most of our staff are in recovery and we have been where you are. We’ve come out the other side and can tell you, with 100% confidence, that seeking treatment is easier than you think!
To that end, we’ve compiled information about many insurance carriers and whether they will cover rehab. So, sit back and explore the information we compiled on United Healthcare drug rehab coverage below!
Will United Healthcare Cover Drug Rehab?
This is one of the first questions everyone asks. “Are there approved United Healthcare drug treatment centers,” or “Is there an alcohol rehab covered by United Health care that I can go to?”
The short answer is that yes, United Healthcare does cover drug & alcohol treatment. The long answer is, well, it’s a bit longer.
United Healthcare drug treatment coverage ranges from inclusive to partial depending on the particular policy, the provider, and the details of the treatment plan. If you have a deductible plan, then it may depend on how much of your deductible has been met. The amount covered by your insurance could range from 0% to 100%.
Thankfully, our trained outreach coordinators are skilled in figuring this out. Give Lighthouse a call today at 1-844-I-CAN-CHANGE or 1-(561)-381-0015 and we can tell you exactly how much coverage your United Healthcare plan will provide for addiction treatment.
How Long Does United Healthcare Drug Treatment Coverage Last For?
This is another frequently asked question! After finding out how much United Healthcare drug treatment coverage you have, you will likely want to know how long their coverage will last. That is to say, will United Healthcare cover a week, a month, or more of treatment?
The bad news is that this question isn’t so easily answered and also depends on a number of factors. The good news is that, once again, our outreach coordinators will be able to figure out the exact length of treatment United Healthcare coverage you have for drug rehab.
Call us at 1-844-I-CAN-CHANGE or 1-(561)-381-0015 to speak to someone who can tell you the in’s and out’s of your specific United Healthcare drug rehab coverage. You can also fill out an online form and one of our specialists will reach out with you shortly.
Inpatient vs. Outpatient United Healthcare Drug Rehab Coverage
Here we reach the age-old debate of inpatient vs. outpatient treatment. While inpatient treatment is how most people think of rehab, there are other forms of treatment. Most popular among these is intensive outpatient treatment.
So, are there inpatient programs that accept United Healthcare for drug rehab? What about outpatient alcohol rehab programs that are in-network for United Healthcare? The good news is that yes, both these options absolutely are available through United Healthcare in-network and out-of-network providers.
United Healthcare drug treatment coverage usually extends to both inpatient and outpatient rehab. However, to be safe, you should speak to your insurance provider or to one of our outreach coordinators. They’ll both be able to tell you exactly how much coverage you have through United Healthcare to attend a drug treatment center.
How to Pay for What United Healthcare Doesn’t Cover
Addiction treatment can be costly and difficult to budget for. While insurance will generally pay for a majority of in-network treatment costs, there’s the question of how to pay any remaining bills. Thankfully, there are multiple options when it comes to paying for addiction treatment.
Another option is to request a private loan from your local bank. “Treatment loans” have become much more common and accessible from financial institutions for those who do not have insurance coverage. Speak to your banking representative to learn the in’s and out’s of these.
Most treatment centers offer payment plans and financing options for clients that show they want to get help, but do not have the immediate funds. These types of payment plans are either done in-house or through third-party institutions. Here at Lighthouse Recovery Institute, we offer affordable in-house financing and payment plans. Call us at1-844-I-CAN-CHANGE or 1-(561)-381-0015 to learn more!
Verifying United Healthcare Insurance Coverage
Are you wondering if United Healthcare drug treatment coverage applies to you? Call Lighthouse today at 1-844-I-CAN-CHANGE or 1-(561)-381-0015. You’ll be connected to one of our compassionate and expert admission coordinators. They’ll be able to answer any and all questions you have about United Healthcare drug rehab.
Your information will be kept 100% confidential. Call today!