So many times people avoid getting the help they need for a substance use disorder because they don’t have the right tools. Often, people are surprised to find out they could potentially use their health insurance to cover some of the cost of seeking treatment. Here’s your guide to McLaren Health drug rehab coverage to help you seek the help you need today.
Mclaren Health provides multiple insurance plans that include coverage for drug and alcohol rehab. We can work alongside a representative at McLaren Health plan to relentlessly get the authorization needed on your behalf.
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McLaren Health Coverage for Substance Abuse Treatments
McLaren Health insurance plans cover a variety of treatments and drug rehab services. The extent of coverage will greatly depend on your personal policy. However, most McLaren Health plans have either a 20-, 30-, or 50-percent coinsurance charge after meeting your deductible. It’s important to contact your insurance provider to get the specifics about your policy.
As far as treatment options, you should be able to access some level of coverage for:
- Drug and alcohol detox
- Inpatient rehabilitation
- Intensive outpatient programs
- Outpatient programs
- Aftercare recovery programs
McLaren Health understands the benefits of the extended care. Thanks to this, depending on your policy you might also cover individual, group, and family therapy sessions that complement your addiction treatment program.
McLaren Health Behavioral Health Care
As you might know, people struggling with substance use disorders often suffer from co-occurring mental health disorders. Not addressing issues like anxiety, depression, psychosis, and post traumatic stress disorder can be quite detrimental for someone’s recovery progress.
McLaren Health knows the importance of dual diagnosis programming. Some of the services included in their behavioral care unit include individual, group, and family counseling, recreational therapy, and even continuing drug and alcohol rehabilitation and treatment.
How to Verify Coverage
The first step to reap the benefits of your insurance plan is to verify coverage. Contact your insurance provider to help you find treatment facilities in your area that are in-network. Additionally, you can always reach out to our admissions office. Use our insurance verification form to find out if your insurance policy covers drug rehab.
More than that, you want to ask about what’s covered under your policy and for how long will these benefits extend. Sometimes people need to be in a rehab center for 30 days or 90 days. After all, addiction recovery is a long-term process. Some insurance companies will stop covering after a specific period. Our admission specialists can help you find out the length of your coverage.
How to Pay for Rehab If My McLaren Health Plan Doesn’t Cover It
Don’t let your insurance stop you from seeking substance abuse treatment. There’s no better time to seek treatment for drug abuse than today. After all, seeking help for your addiction will be the best investment you’ll ever do for yourself. Your path to recovery can still happen.
At Lighthouse Recovery Institute, we offer various payment plans to help you afford treatment. Other alternatives include seeking out a loan. You can also check if your company’s insurance provides employee assistance programs that could cover drug rehab. You’ll be surprised how many family members and friends are willing to help you pay for your treatment program.
Stop using money or your financial situation as an excuse for seeking drug or alcohol addiction treatment. If you or someone you know is struggling with substance abuse, contact us today to get started. We’ll look at your McLaren Health insurance policy and verify what’s covered. If you don’t have coverage through your insurance, we’ll work tirelessly to find other alternatives. Our priority is to help you find the help you need to get better.